Category Archives: PERSONALBYTES

Bobcat Bytes

When last I left you, I posed the question, why will Boris respond to invitations to play, but absent enticements, like food, getting him to do anything else ranges from unlikely to absolutely-don’t-count-on-it?  And, having answered that, does it give … Continue reading

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Cats and Quakes

We have cats in our house.  That’s not the same as saying “we have mice in our house”.  Some people, who don’t like cats, might think it is.  And, I understand their feeling.  After all, we do have quite a … Continue reading

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Saving for Retirement: Dissecting the Past and a Warning for the Future

A vast swath of baby boomers (and others, frankly) have likely made a mess of their retirement by failing to adequately save.   What have they failed to do?  To examine that and to provide a roadmap for others to follow, … Continue reading

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Sam and Ester

The blue sky and gentle breeze greeted Ester as she emerged from her egg in a nest on an island in a lake almost as far north in Minnesota as you can go.  Her mother and father peered down at … Continue reading

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There’s No Ignoring It – It’s Winter Time

If anyone hasn’t noticed, it’s winter out there even though the calendar says it isn’t.  It’s December 14th and my truck thermometer said 4 degrees this morning.  Sitting in my warm office with the wind howling outside I admire how … Continue reading

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NOTES FROM THE DOJO: THE STUDY OF MARTIAL ARTS

I want to be as honest as I can about this.  I was always interested in martial arts.  As a young kid, I borrowed a book from the library about judo.  I sifted through a few pages, even flopped on … Continue reading

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Women in Divorce – Disengaging From The Conflict

I suppose I’m not surprised that many of my clients are divorced or about to be.  I heard a statistic that 50% of marriages in America end in divorce.  That’s terribly sad, especially when you consider the effect on children.  … Continue reading

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Helping Elderly Friends Gain Control of Their Financial Life

My wife Kathleen and I have elderly friends with a problem that’s common across America.  Our friends, a married couple both in their eighties, are symptomatic of the perils of “suddenly” growing old.  If the first partner to die or … Continue reading

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